What do I have — and what is still conditional?
Separate annual pay, owned investments, future awards and pension. The compensation inventory keeps each category visible.
A guide to UK life with technology pay
Understand the moving parts of your tech pay.
Salary, bonus, employer shares and future awards are different things. Use clear examples and practical tools to prepare the questions that matter.
Educational information only.
No personalised financial, tax or trading recommendations.
A package, separated
Worked example / 01Annual gross cash pay£126,000
£108,000 salary£18,000 expected bonus
- Owned investments
- £100,000 £45,000 employer shares + £55,000 other investments
- Conditional awards
- £90,000 Unvested awards. Not owned cash or a guaranteed payment.
- Pension
- £65,000 A separate retirement asset.
Choose a starting question
Where does your question begin?
Use fictional or non-identifying information. The tools help you prepare; they do not make financial, tax or trading recommendations.
Map your compensation
What should I establish before and after a vest?
Work through award documents, payroll and broker records, then gather the questions that still need an answer.
How long could accessible cash cover a shortfall?
Explore a career break or reduced hours with transparent monthly arithmetic. Future awards and pensions stay outside the cash calculation.
There are eight tools, from checklists to a planning docket.See the full collection
Read before you decide
A short reading list.
Three introductions to help you understand the terms and prepare the relevant records.
01 / PAY & EQUITY
Understanding your tech pay
Salary, bonus, shares and conditional awards have different roles.
Read the guide 02 / RSU RECORDSPreparing for an RSU vest
Bring the award, payroll and broker information together.
Read the guide 03 / MONTHLY CASH FLOWThinking about career flexibility
Start with income, spending and the cash available for a change.
Read the guide